Smart IT offer sound IT systems to help bring project to fruition

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“Smart IT has produced a streamlined online management system for us which produces the relevant documentation automatically with the correct APR calculations, sets up appropriate direct debits to ensure the collection of the correct amounts from members and issues reminders when payments are overdue.”

Golf clubs in perfect swing for credit control

When football clubs started to offer fans the chance to pay for season tickets over the course of a season, Ray Davis was inspired to set up Golf Credit. He wanted to help struggling golf clubs make ends meet and give their members more flexibility on the payment of their annual fees.

Like most great business ideas, he needed sound IT systems to help him bring his project to fruition, and Smart IT was in the perfect position to help make it all happen.

The result has been the implementation of a clever IT platform which brings together all the crucial elements of Golf Credit’s membership management scheme for golf clubs.

The idea is that golf club members get to spread the cost of their membership over 12 months instead of having to stump up a year in advance, whilst paying a low interest fee which is added to the club’s bottom line for investment in course facilities.

It allows the clubs to provide a membership credit scheme to their members which is easy to administer and ensures they remain fully compliant with all aspects of the Consumer Credit Act.

“We approached Smart IT a few years ago after I had persuaded my own golf club that a finance scheme was a good idea for both members and the club itself,” explains Ray Davis from Golf Credit.

“We needed to design an all encompassing IT system which could manage the whole process of an online account credit agreement. It also had to have computer software documentation production facilities which comply with Consumer Credit Act regulations.

“Smart IT has produced a streamlined online management system for us which produces the relevant documentation automatically with the correct APR calculations, sets up appropriate direct debits to ensure the collection of the correct amounts from members and issues reminders when payments are overdue.”

The system was designed using Smart IT’s own development framework, built with Microsoft asp c#.net and SQL server hosting software technology.

The first handful of clubs to sign up with Golf Credit includes Wetherby and Rochdale Golf Clubs, as well as the Harborne and Druid’s Heath courses in Birmingham. Many more are due to follow.